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Disclaimers and Licensing Information


Austin

*Rate lock offered through First Equity Mortgage, Inc., Equal Housing Lender. Licensed by the Texas Department of Savings & Mortgage Lending, License #44405. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon receipt of all earnest monies due Drees Custom Homes, the 1% commitment fee due First Equity, receipt of all documentation required by First Equity to enable loan approval, and when all selections have been completed. For jumbo loans exceeding $453,100 maximum LTV of 80%. Fixed rate loans only. Maximum loan amount $1,000,000. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. First Equity Mortgage, Inc., is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017.

Cincinnati

*Rate lock offered through First Equity Mortgage, Inc., Equal Housing Lender. Licensed by the Ohio Department of Commerce, Division of Financial Institutions, License #MB803826.000. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon receipt of all earnest monies due Drees Custom Homes, the 1% commitment fee due First Equity, receipt of all documentation required by First Equity to enable loan approval, and when all selections have been completed. For jumbo loans exceeding $453,100 maximum LTV of 80%. Fixed rate loans only. Maximum loan amount $1,000,000. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. First Equity Mortgage, Inc., is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017.

Cleveland

*Rate lock offered through First Equity Mortgage, Inc., Equal Housing Lender. Licensed by the Ohio Department of Commerce, Division of Financial Institutions, License #MB803826.000. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon receipt of all earnest monies due Drees Custom Homes, the 1% commitment fee due First Equity, receipt of all documentation required by First Equity to enable loan approval, and when all selections have been completed. For jumbo loans exceeding $453,100 maximum LTV of 80%. Fixed rate loans only. Maximum loan amount $1,000,000. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. First Equity Mortgage, Inc., is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017.

Dallas

*Rate lock offered through First Equity Mortgage, Inc., Equal Housing Lender. Licensed by the Texas Department of Savings & Mortgage Lending, License #44405. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon receipt of all earnest monies due Drees Custom Homes, the 1% commitment fee due First Equity, receipt of all documentation required by First Equity to enable loan approval, and when all selections have been completed. For jumbo loans exceeding $453,100 maximum LTV of 80%. Fixed rate loans only. Maximum loan amount $1,000,000. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. First Equity Mortgage, Inc., is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017.

Houston

*Rate lock offered through First Equity Mortgage, Inc., Equal Housing Lender. Licensed by the Texas Department of Savings & Mortgage Lending, License #44405. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon receipt of all earnest monies due Drees Custom Homes, the 1% commitment fee due First Equity, receipt of all documentation required by First Equity to enable loan approval, and when all selections have been completed. For jumbo loans exceeding $453,100 maximum LTV of 80%. Fixed rate loans only. Maximum loan amount $1,000,000. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. First Equity Mortgage, Inc., is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017.

Indianapolis

*Rate lock offered through First Equity Mortgage, Inc., Equal Housing Lender. Licensed by the Indiana Department of Financial Institutions, License #10900. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon receipt of all earnest monies due Drees Custom Homes, the 1% commitment fee due First Equity, receipt of all documentation required by First Equity to enable loan approval, and when all selections have been completed. For jumbo loans exceeding $453,100 maximum LTV of 80%. Fixed rate loans only. Maximum loan amount $1,000,000. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. First Equity Mortgage, Inc., is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017.

Jacksonville

*Rate lock offered through First Equity Mortgage, Inc., Equal Housing Lender. Licensed by the Florida Office of Financial Regulation, License #MLD550. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon receipt of all earnest monies due Drees Custom Homes, the 1% commitment fee due First Equity, receipt of all documentation required by First Equity to enable loan approval, and when all selections have been completed. For jumbo loans exceeding $453,100 maximum LTV of 80%. Fixed rate loans only. Maximum loan amount $1,000,000. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. First Equity Mortgage, Inc., is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017.

Maryland

* Rate lock offered through Drees Preferred Lender, Equal Housing Lender.  Subject to borrower qualification.  Valid on firm non-contingent Purchase Agreements. In Maryland, a non-refundable commitment fee of 1.125% of the loan amount is necessary at the time the rate is locked.  Rate can be locked upon receipt of all earnest monies due Drees Homes, the 1.125% commitment fee due Drees Preferred Lender, receipt of all documentation required by Drees Preferred Lender to enable loan approval, and when all selections have been completed.  If the loan does not close with Drees Preferred Lender for any reason, the commitment fee is forfeited.

Nashville

*Rate lock offered through First Equity of Ohio, Inc., Equal Housing Lender. Licensed by the Tennessee Department of Financial Institutions, License #4236. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon receipt of all earnest monies due Drees Homes, the 1% commitment fee due First Equity, receipt of all documentation required by First Equity to enable loan approval, and when all selections have been completed. For jumbo loans exceeding $494,500 maximum LTV of 80%. Fixed rate loans only. Maximum loan amount of $1,000,000. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. First Equity of Ohio, Inc. is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017.

Northern Kentucky

*Rate lock offered through First Equity Mortgage, Inc., Equal Housing Lender. Licensed by the Commonwealth of Kentucky, Office of Financial Institutions, License #MC84541. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon receipt of all earnest monies due Drees Custom Homes, the 1% commitment fee due First Equity, receipt of all documentation required by First Equity to enable loan approval, and when all selections have been completed. For jumbo loans exceeding $453,100 maximum LTV of 80%. Fixed rate loans only. Maximum loan amount $1,000,000. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. First Equity Mortgage, Inc., is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017.

Raleigh

*Rate lock offered through First Equity Mortgage, Inc., Equal Housing Lender. Licensed by the North Carolina Commissioner of Banks, License #L-116414. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon receipt of all earnest monies due Drees Custom Homes, the 1% commitment fee due First Equity, receipt of all documentation required by First Equity to enable loan approval, and when all selections have been completed. For jumbo loans exceeding $453,100 maximum LTV of 80%. Fixed rate loans only. Maximum loan amount $1,000,000. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. First Equity Mortgage, Inc., is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017.

Washington DC

*Rate lock offered through First Equity Mortgage of Ohio, Inc., Equal Housing Lender. Licensed by the Virginia State Corporatation Commission, License #MC-2759 (NMLS# 21157, nmlsconsumeraccess.org). Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon receipt of all earnest monies due Drees Homes, the 1% commitment fee due First Equity, receipt of all documentation required by First Equity to enable loan approval, and when all selections have been completed. For jumbo loans exceeding $679,650 maximum LTV of 80%. Fixed rate loans only. Maximum loan amount $1,000,000. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. First Equity Mortgage of Ohio, Inc. is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017.