*Advertised 4.99% fixed interest rate has a 5.757% ANNUAL PERCENTAGE RATE (APR) and is valid only on firm, non-contingent purchase agreements for select quick move-in homes accepted by Drees Custom Homes between September 16 - October 31, 2025, and the home closes by November 30, 2025, with First Equity Mortgage, Incorporated. APR is based on an FHA 30-year fixed rate mortgage on an owner-occupied home with a sales price of $450,000, 680 credit score and 3.5% down payment. The APR does not consider any other loan specific finance charges you may be required to pay. FHA fixed rate loans only; conventional, conventional high balance, VA, USDA, adjustable rate, and jumbo loans are excluded. Subject to full credit approval. May not be combined with any other incentives. Contact your First Equity Mortgage, Incorporated loan officer for details. First Equity Mortgage, Incorporated is an Equal Housing Lender licensed by the Ohio Department of Commerce, Division of Financial Institutions, License #RM803826.00; NMLS #21157 (www.nmlsconsumeraccess.org). Buyer is not required to finance through First Equity Mortgage, Incorporated to purchase a Drees Home; however, they must use First Equity Mortgage, Incorporated to receive this promotional rate. Other restrictions may apply. Drees Homes and First Equity Mortgage, Incorporated reserve the right to modify and/or terminate the promotion at any time. First Equity Mortgage, Incorporated is a wholly owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Ft. Mitchell, KY 41017.