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Rates Starting at 3.125% (6.199% APR)*

Settle In Without the Stress. We know the first few years in a new home come with extra expenses — furnishings, décor, and all the little things that make it yours. That’s why, when you buy a quick move-in Drees home, qualified buyers can enjoy financing incentives through our trusted partner, First Equity Mortgage. With a 3-2-1 rate buydown, your interest rate is lower for the first three years, giving you breathing room as you settle in:

Year 1

Enjoy payments based on an interest rate 3% lower (3.125% / 6.199% APR) than your locked-in rate.

Year 2

Your rate is 2% lower, (4.125% / 6.199% APR) helping you save on your mortgage payment.

Year 3

Your rate is 1% lower, (5.125% / 6.199% APR) keeping your monthly payments low.

Year 4-30

Continue with your locked-in rate of (6.125% / 6.199% APR), ensuring predictable payments.

With savings like these, you'll get a smart start towards financing your mortgage. Don't wait, this special promotion ends February 28th!

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*Advertised interest rate of 3.125% (6.199% APR) is valid only on firm, non-contingent purchase agreements for eligible, owner-occupied quick move-in homes accepted by Drees Homes in the Cleveland area, between February 1-28, 2026, and close by March 31, 2026, with First Equity Mortgage Incorporated. With the advertised rate, borrower payments for the first year will be based on an interest rate of 3% below the current market rate. The second year’s payments will be based on an interest rate 2% below the current market rate. The third year's payments will be based on an interest rate 1% below the current market rate. In years 4-30, payments will be based on the original locked-in rate. For example, in the first year, borrower payments will be based on a 3.125% interest rate (6.199% APR), second year 4.125% interest rate (6.199% APR), third year 5.125% interest rate (6.199% APR), then 6.125% interest rate (6.199% APR) for the remaining 27 years. The APR does not consider any other loan specific finance charges buyer may be required to pay. Example shows a 30-year conventional loan for an owner-occupied home with a sales price of $700,000, loan amount of $560,000, 760 credit score and 20% down payment. Subject to standard qualifications and credit approval. Government and adjustable-rate mortgages are not eligible. The 3-2-1 buydown option is available on Jumbo loans but at a different interest rate.
Incentives exclude homes built by the Elevate by Drees Homes division. First Equity Mortgage, Incorporated is an Equal Housing Lender licensed by the Ohio Department of Commerce, Division of Financial Institutions, License #RM803826.00; NMLS #21157 (www.nmlsconsumeraccess.org). Buyer is not required to finance through First Equity Mortgage, Incorporated to purchase a Drees Home; however, they must use First Equity Mortgage, Incorporated to receive this promotional rate. Other restrictions may apply. Drees Homes and First Equity Mortgage, Incorporated reserve the right to modify and/or terminate the promotion at any time. First Equity Mortgage, Incorporated is a wholly owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Ft. Mitchell, KY 41017. Contact your First Equity Mortgage, Incorporated loan officer for financing details.