*Advertised interest rate of 4.625% (6.696% APR) is valid only on firm, non-contingent purchase agreements accepted by Drees Homes in the Columbus area, October 1 - November 22, 2026, close by December 22, 2026, and financed with First Equity Mortgage, Incorporated. With the advertised rate, borrower payments for the first year will be based on an interest rate of 2% below the current market rate. The second year’s payments will be based on an interest rate 1% below the current market rate. In years 3-30, payments will be based on the original locked-in rate. For example, in the first year, borrower payments will be based on a 4.625% interest rate (6.696% APR), second year 5.625% interest rate (6.696% APR), then 6.625% interest rate (6.696% APR) for the remaining 28 years. The APR does not consider any other loan specific finance charges buyer may be required to pay. Example shows a 30-year conventional loan for an owner-occupied home with a sales price of $1,000,000, 760 credit score and 20% down payment. Subject to standard qualifications and credit approval. Government and adjustable-rate mortgages are not eligible. The 2-1 buydown option is available on Jumbo loans but at a different interest rate. Buyer is not required to finance through First Equity Mortgage, Incorporated, to purchase a Drees Home; however, they must use First Equity Mortgage, Incorporated to receive this incentive.
**Up to $40,000 promotional incentive is valid on firm, non-contingent purchase agreements accepted by Drees Homes between October 1 - November 22, 2026 on build-to-order homes in the greater Columbus area when buyer finances with First Equity Mortgage. Promotion may be used towards structural options, design center credit or flexible financing. Amount of incentive available varies by Drees community and plan. This incentive is not available with other promotions or discounts and is subject to change or withdrawal without notice. Incentive may not be substituted for cash. Subject to borrower qualification. See a Drees Market Manager for more details.
First Equity Mortgage, Incorporated is an Equal Housing Lender licensed by the Ohio Department of Commerce, Division of Financial Institutions, License #RM803826.00; NMLS #21157 (www.nmlsconsumeraccess.org). Drees Homes and First Equity Mortgage, Incorporated reserve the right to modify and/or terminate the promotion at any time. See your Drees market manager for details. First Equity Mortgage, Incorporated, is a wholly owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Ft. Mitchell, KY 41017. Contact a Drees Homes Market Manager or a First Equity Mortgage, Incorporated loan officer for details.