*The advertised monthly payment is based on an interest rate of 4.875% (5.716% Annual Percentage Rate (APR)) for an FHA 30-year fixed-rate mortgage. Eligibility requires a signed, non-contingent purchase agreement approved by Drees between November 1-30, 2025, and the loan must close by December 31, 2025, through First Equity Mortgage of Ohio, Inc., an Equal Housing Lender licensed by the Florida Office of Financial Regulation, License #MLD550, NMLS #21157 (www.nmlsconsumeraccess.org) The advertised monthly payment does not include property tax, mortgage insurance, home owners insurance or HOA dues which will result in a higher payment. Estimates are subject to change; payment obligation may be greater. The example monthly payment shows a 30-year FHA Fixed Rate Mortgage for an owner-occupied home with a sales price of $275,000 loan amount of $265,375 credit score of 680 and 3.5% down payment. Loan products are subject to standard qualifications and credit approval. Buyer is not required to finance through First Equity Mortgage of Ohio, Inc. to purchase a Drees Home; however, they must use First Equity Mortgage of Ohio, Inc. to receive this promotion. First Equity Mortgage of Ohio, Inc. is a wholly owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Ft. Mitchell, KY 41017. Certified Building Contractor (CBC1253370). Contact your First Equity Mortgage of Ohio, Inc. loan officer for details.