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Need to move now?

Receive a great low rate of 2.49% (6.279% APR) your first year on select homes!*

You've been thinking about it forever... the floor plan, the neighborhood, the fresh start.... Now's the time to turn those big dreams, into new keys - with Drees Homes' Make It Yours Sales Event! All this month, we're offering a great way to save on monthly payments with our 3-2-1 buydown option. Qualified buyers could save big with rates as low as 2.49% (6.279% APR) during year one when financing with First Equity Mortgage.


How does a 3-2-1- buydown work?

Year 1

Enjoy payments based on an interest rate 3% lower 2.49% (6.279% APR) than your locked-in rate.

Year 2

Your rate is 2% lower, 3.49% (6.279% APR) helping you save on your mortgage payment.

Year 3

Your rate is 1% lower, 4.49% (6.279% APR) keeping your monthly payments low.

Year 4-30

Continue with your locked-in rate of 5.49% (6.279% APR), ensuring predictable payments.

With savings like these, there's no time to waste. Don't wait, this special promotion ends April 30th!

*Advertised interest rate of 2.49% (6.279% APR) is valid only on firm, non-contingent purchase agreements for eligible, owner-occupied quick move-in homes accepted by Drees Homes in the Jacksonville area, April 1-30, 2026, and close by May 30, 2026, with First Equity Mortgage Inc. With the advertised rate, borrower payments for the first year will be based on an interest rate of 3% below the current market rate on an FHA mortgage. The second year’s payments will be based on an interest rate 2% below the current market rate on an FHA mortgage. The third year's payments will be based on an interest rate 1% below the current market rate on an FHA mortgage. In years 4-30, payments will be based on the original locked-in rate. For example, in the first year, borrower payments will be based on a 2.49% interest rate (6.279% APR), second year 3.49% interest rate (6.279% APR), third year 4.49% interest rate (6.279% APR), then 5.49% interest rate (6.279% APR) for the remaining 27 years. The APR does not consider any other loan specific finance charges buyer may be required to pay. Example shows a 30-year FHA loan for an owner-occupied home with a sales price of $600,000, loan, 680 credit score and 3.5% down payment. Subject to standard qualifications and credit approval. Government and adjustable-rate mortgages are not eligible. The 3-2-1 buydown option is available on Jumbo loans but at a different interest rate.

Buyer is not required to finance through First Equity Mortgage to purchase a Drees Home; however, they must finance with First Equity Mortgage to be eligible to receive advertised incentives. Incentives are subject to change or withdrawal without notice and may not be combined with any other promotions. First Equity Mortgage is an Equal Housing Lender licensed by the Florida Office of Financial Regulation, License #MLD550, NMLS #21157 (www.nmlsconsumeraccess.org) and a wholly owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017. Certified Building Contractor (CBC1253370) See a Drees Homes Market Manager or a First Equity Mortgage loan officer for details.
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