Limited Time Only! Bear Creek in Columbia, TN

Low rates at Bear Creek starting at 4.99% (7.843% APR) your first year!*

This is one deal you can't pass up! Right now, you could qualify for a 2-1 buydown on a 30-year fixed, FHA mortgage in Bear Creek. Imagine buying a new home or townhome and make lower payments your first two years! With an FHA mortgage, your down payment could be as low as 4.99% (7.843% APR), making it easier to purchase the home of your dreams!

How Does a 2-1 Buydown Work?

• Year 1: Enjoy payments based on an interest rate 2% lower - 4.99% (7.843% APR) - than your locked-in rate.

• Year 2: Your rate is 1% lower - 5.99% (7.843% APR) - keeping your monthly payments low.

• Year 3-30: Pay your original locked-in rate - 6.99% (7.843% APR) - still a great deal!.

Bear Creek Overlook offers the perfect blend of a small quiet community, but still close enough to everything you need. Enjoy amenities like a swimming pool, playground and clubhouse, plus it's minutes from Columbia and Spring Hill, with plenty of shopping, dining and great schools nearby! Or take a look at our townhomes at Bear Creek Glen, starting in the low $300s. From spacious floorplans and energy-efficient features to stylish finishes and a low-maintenance lifestyle, these townhomes offer modern living at an affordable price— and this month you can get even more value during our special sales event. Come tour the neighborhood and see why Drees Homes is one of the nation’s leading builders of custom homes. Your perfect home could be waiting right here.

Hurry, this promotion ends November 22, 2026.

*Advertised interest rate of 4.99% has a 7.843% Annual Percentage Rate (APR) and is valid only on firm, non-contingent purchase agreements for eligible, owner-occupied quick move-in homes accepted by Drees Homes between October 1 - November 22, 2026 that close by December 22, 2026, with First Equity Mortgage, Incorporated. With the advertised rate, borrower payments for the first year will be based on an interest rate of 2% below the current market rate. The second year’s payments will be based on an interest rate 1% below the current market rate. In years 3-30, payments will be based on the original locked-in rate. For example, in the first year, borrower payments will be based on a 4.99% interest rate (7.843% APR), second year 5.99% interest rate (7.843% APR), then 6.99% interest rate (7.843% APR) for the remaining 28 years. The APR does not consider any other loan specific finance charges buyer may be required to pay. Example shows a 30-year FHA loan for an owner-occupied home with a sales price of $350,000 loan amount, 680 credit score and 3.5% down payment. Subject to full credit approval. See a Drees Market Manager for more details. First Equity Mortgage Incorporated is a wholly owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Ft. Mitchell, KY 41017.