*The advertised monthly payment is based on a promotional incentive interest rate of 4.875% (5.635% Annual Percentage Rate (APR)) for an FHA 30-year fixed-rate loan. Eligibility requires a signed, non-contingent purchase agreement at Neabsco Commons approved by Drees between September 23, 2025, and October 31, 2025, and the loan must close by November 30, 2025, through First Equity Mortgage of Ohio, Incorporated, an equal housing lender licensed by the Virginia State Corporation Commission, License #MC2759, NMLS ID #21157 (www.nmlsconsumeraccess.org). The advertised monthly payment does not include taxes, homeowner’s insurance, mortgage insurance or HOA dues which will result in a higher payment. Estimates are subject to change; payment obligation may be greater. Incentive applies to select homesites only. The example monthly payment shows a 30-year FHA Fixed Rate Mortgage for an owner-occupied home with a sales price of $499,000, loan amount of $482,403, credit score of 680 and 3.5% down payment. Loan products are subject to standard qualifications and credit approval. Buyer is not required to finance through First Equity Mortgage of Ohio, Incorporated, to purchase a Drees Home; however, they must use First Equity Mortgage of Ohio, Incorporated to receive this limited time promotion. Drees Homes and First Equity Mortgage of Ohio, Incorporated reserve the right to modify and/or terminate the promotion at any time. First Equity Mortgage of Ohio, Incorporated is a wholly owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Ft. Mitchell, KY 41017. Contact your First Equity Mortgage loan officer for details.