*The advertised monthly payment is based on a promotional incentive interest rate of 4.875% (5.635% Annual Percentage Rate (APR)) for an FHA 30-year fixed-rate loan. Eligibility requires a signed, non-contingent purchase agreement at Neabsco Commons approved by Drees between December 1-31, 2025 and the loan must close by January 31, 2026, through First Equity Mortgage of Ohio, Incorporated, an equal housing lender licensed by the Virginia State Corporation Commission, License #MC2759, NMLS ID #21157 (www.nmlsconsumeraccess.org). The advertised monthly payment does not include taxes, homeowner’s insurance, mortgage insurance or HOA dues which will result in a higher payment. Estimates are subject to change; payment obligation may be greater. Incentive applies to select homesites only. The example monthly payment shows a 30-year FHA Fixed Rate Mortgage for an owner-occupied home with a sales price of $499,000, loan amount of $482,403, credit score of 680 and 3.5% down payment. Loan products are subject to standard qualifications and credit approval. Buyer is not required to finance through First Equity Mortgage of Ohio, Incorporated, to purchase a Drees Home; however, they must use First Equity Mortgage of Ohio, Incorporated to receive this limited time promotion. Drees Homes and First Equity Mortgage of Ohio, Incorporated reserve the right to modify and/or terminate the promotion at any time. First Equity Mortgage of Ohio, Incorporated is a wholly owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Ft. Mitchell, KY 41017. Contact your First Equity Mortgage loan officer for details.