New Home Promotion in Cincinnati/NKY | Smart Start Savings Event

Need to move now?

Rates starting at 4.625% (6.709% APR) your first year!*

For a limited time, the Smart Start Savings Event brings together beautiful homes and big savings! Qualified buyers could take advantage of a great special rate on a 2-1 buydown option when financing a quick move-in home with First Equity Mortgage.

How does a 2-1 buydown work?

Year 1

Enjoy payments based on an interest rate 2% lower, 4.625% / (6.709% APR), than your locked-in rate.

Year 2

Your rate is 1% lower, 5.625% / (6.709% APR), helping you save on your mortgage payment.

Year 3-30

Continue with your locked-in rate of 6.625% / (6.709% APR).

Start living in a home with elevated finishes, a stylish floorplan and expert craftsmanship; all while taking advantage of special savings this month. Incentive ends September 30, 2026.

Find your home

*Advertised interest rate of 4.625% (6.709% APR) is valid only on firm, non-contingent purchase agreements for eligible, owner-occupied quick move-in homes accepted by Drees Homes in the Cincinnati and Northern Kentucky area, September 1-30, 2026, and close by October 31, 2026, with First Equity Mortgage Inc. With the advertised rate, borrower payments for the first year will be based on an interest rate of 2% below the current market rate. The second year’s payments will be based on an interest rate 1% below the current market rate. In years 3-30, payments will be based on the original locked-in rate. For example, in the first year, borrower payments will be based on a 4.625% interest rate (6.709% APR), second year 5.625% interest rate (6.709% APR), then 6.625% interest rate (6.709% APR) for the remaining 27 years. The APR does not consider any other loan specific finance charges buyer may be required to pay. Example shows a 30-year conventional loan for an owner-occupied home with a sales price of $700,000, 760 credit score and 20% down payment. Subject to standard qualifications and credit approval. Government and adjustable-rate mortgages are not eligible. The 2-1 buydown option is available on Jumbo loans but at a different interest rate.

Buyer is not required to finance through First Equity Mortgage of Ohio, Incorporated, to purchase a Drees Home; however, they must use First Equity Mortgage of Ohio, Incorporated to receive this incentive. First Equity Mortgage is an Equal Housing Lender licensed by the Ohio Department of Commerce, Division of Financial Institutions, License #RM803826.00; NMLS #21157 and the Commonwealth of Kentucky, Department of Financial Institutions, License #MC84541; NMLS #21157 (www.nmlsconsumeraccess.org). Drees Homes and First Equity Mortgage, Incorporated reserve the right to modify and/or terminate the promotion at any time. First Equity Mortgage of Ohio, Incorporated, is a wholly owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Ft. Mitchell, KY 41017. Contact a Drees Homes Market Manager or a First Equity Mortgage of Ohio, Incorporated loan officer for details.